What is car insurance?
A car insurance policy protects you as a car owner or driver against liability in the event of a road accident that causes injury to a third party or damage to their property. Some policies also cover damage to the motorist’s own vehicle.
Once you have purchased a car insurance policy, you’ll receive an insurance disc and certificate. Your disc must be visible and on display in your car.
Third-party car insurance cover is compulsory in Ireland.
How car insurance works?
In Ireland, there are 3 types of motor insurance available; Third-Party Insurance, Third-Party Fire & Theft and Comprehensive Insurance. Your premium is a monthly or annual payment that keeps your policy active. Driving with an inactive policy or with no insurance at all can result in a fine, penalty points, and in some cases, imprisonment.
Car Insurers tend to offer lower or higher premiums for certain drivers. If you fit into one of these categories, we’ll be able to find a suitable fit. Some factors can affect your premium such as your age or in the event that you have penalty points, which can be viewed in our FAQ section below.
Car Insurance Policy Options
-
Third Party
- The minimum level of cover required by Irish law
- Covers injury to a third party, their property and any legal liabilities
- Limits apply
-
Third Party Fire & Theft
- Covers fire and theft damage caused to your car
- Plus cover as detailed under Third Party
- Limits apply
-
Comprehensive
- Covers accidental damage and damage caused by vandalism to your car
- Plus cover as detailed under Third Party Fire & Theft
- Limits apply
Car Insurance FAQs
Why Choose Campion for your Car Insurance?
35+ years experience
11 offices throughout the country
Winner of the Deloitte Best Managed Companies for over 10 years
High customer retention rates
We review 15 Insurers and more than 20 products to find the perfect cover
Campion Insurance has the knowledge, expertise and commitment to finding you the best car insurance quotes possible. Our customers are at the heart of everything we do at Campion. We always aim to deliver a personal level of service while utilising our car industry knowledge and expertise, so you know you’re getting the best deal.
Incidents and accidents on the road can be out of your control. What you can control is having the best car insurance on the market so you feel covered on your daily commute or out with friends on the weekend.
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